Elmwood Auto Sales is Providence’s premier automotive dealer specializing in credit solutions for everyday Rhode Islanders. Each and every month, we say “YES” to buyers who have been turned down by every dealership they’ve visited in the past.

Located at 358 Elmwood Ave, Providence, RI, we’ve been helping local drivers get behind the wheel for 17 years. Whether you live in Cranston, Warwick, or anywhere in Rhode Island, if you need a car and have credit challenges, we are here to help.

Call us today at 401-461-0013 and experience the Elmwood difference!

What makes Elmwood Auto Sales different?

How can we say “YES” when others say “NO”?

We Have the Lenders You Need

While we may not own our own finance company, Elmwood Auto Sales has built strong relationships with a vast network of over 30 Local and Regional Banks & Credit Unions that specialize in subprime and special financing. We know exactly which lenders to contact based on your unique credit situation, saving you time and frustration.

YOU Pick Your Car

Most dealers who specialize in less-than-perfect credit offer a limited selection of high-mileage, undesirable cars. Not Elmwood. Every vehicle on our lot—from fuel-efficient sedans to family SUVs and rugged trucks—is available to customers seeking financing. With approximately 129 quality pre-owned vehicles in stock, you have real choices.

Credit Rebuilding Opportunities

Unlike many used car dealers, Elmwood Auto Sales works with lenders who report your on-time payments to the major credit bureaus. This means that by making your payments on time, you can actively rebuild your credit. Many of our returning customers qualify for even better rates on their next vehicle purchase. We don’t just want to sell you a car; we want to help you build a better financial future.

Flexible Payment Options

We understand that everyone’s budget is different. That’s why we offer flexible payment arrangements tailored to your income schedule. Our finance team will work with you to find a payment plan that fits your life.

Here’s How to Get Started

Our process is Quick and Easy, and it’s completely FREE to get pre-qualified.

  1. Call Us First: Simply call our team at 401-461-0013 to schedule your no-strings appointment with one of our finance professionals.
  2. Get Your Questions Answered: If you have questions before visiting our Providence location, we’ll clear them up over the phone—before you come in.
  3. Bring Your Documents: We’ll ask you to bring some standard documentation: pay stubs and proof of residence (cable bill, electric bill, etc.). If you don’t have these documents on hand, don’t worry. Call us, and we’ll walk you through alternatives we can accept.
  4. Shop with No Pressure: Come down to 358 Elmwood Ave and shop with us in person with no commitments. Once you’ve found a vehicle you love, we’ll walk you through the necessary paperwork to get started.

Why Choose Elmwood Auto Sales?

We are a family-owned and operated dealership serving Providence and all of Rhode Island since [insert year founded if known, otherwise use “for over 17 years”]. We’ve worked hard over the years to build our reputation as a trusted and recommended dealer for customers with credit challenges.

We’re proud of the relationships we’ve built with real customers we’ve helped along the way. Our team—from sales to management—is committed to treating you with respect and transparency every step of the way.

Our Location

Elmwood Auto Sales
358 Elmwood Ave
Providence, RI 02907

Phone: 401-461-0013

Hours of Operation:

Ready to Drive?

If you’ve been turned down in the past but are still looking for that car, truck, or SUV of your dreams, Elmwood Auto Sales can help make that dream a reality.

Don’t let bad credit keep you stuck at home. Pick up the phone and call us today.

Call Elmwood Auto Sales Now at 401-461-0013
Experience “A Better Way to Buy a Car” at 358 Elmwood Ave, Providence!